The longer you hold a balance, the more you’ll pay in the long run. A Line of Credit Loan gives you the ability to apply once and withdraw cash at any time (up to your credit limit). For more information, we encourage you to contact your lender directly. Unlike payday loans, a flex loan functions more like a line of credit combined with a short-term installment loan… Direct deposit, meet minimum income requirements, live in eligible state. Create your account or sign up with your Facebook, Google or LinkedIn account. This sets flex loans apart from other short-term loan options that require you to reapply after your loan is paid off. By purchasing this item, you are transacting with Google Payments and agreeing to the Google Payments. Learn how we maintain accuracy on our site. Exclusions. You must pay for your money order with cash, and the money order can be redeemed at any location where money orders are accepted. This way it will be easier for you to see which provider fits you best. Advance Financial 24/7 has offered flex loans to borrowers across the US for 20 years. You will also find a guide on how to apply for a payday loan. Although your banking information remains safe, Advance Financial may use your data for marketing purposes. This website only provides a service, and cannot be considered an agent, representative, broker or lender, nor do we provide financial advice. Did you mean say "Yes" to having direct deposit? A personal loan can help you get the cash you need, for whatever you need, and fast! Our company merely provides services to help individuals connect with lenders. Depending on lender requirements, people from all 50 states may not be eligible for a personal loan. We use a 128-bit SSL encryption so the information you share on your request is protected. Picture source: Shutterstock and advancefinancial.com. It is very important with short-term loans, as with any loan, that you repay the loan on time or contact the Lender directly to agree on a modified repayment plan if this option is available. If you have any questions or concerns regarding debt collection, you are encouraged to reach out to your lender directly. Consumer Notice: Payday loans or cash advances are made for the purpose of assisting consumers with short-term financing to resolve immediate cash needs and should not be considered a long-term solution. Our online lending services are always available, so we’re ready and happy to help! By submitting your request, you acknowledge, agree, and authorize that (a) your information is correct to the best of your knowledge, (b) your information may be sent to lenders and/or third-party entities on your behalf, and (c) lenders may obtain consumer reports and related information about you from one or more consumer reporting agencies, such as TransUnion, Experian and Equifax to evaluate your creditworthiness in consideration for a loan product. APR is meant to characterize both the interest rate and the fees associated with a loan for an entire year. To learn how Advance Financial’s flex loans compare to other short-term options, check out our guide to compare your options. Advance Financial offers an online Line of Credit loan from $2,000 up to $4,000 in Alabama for life’s unexpected expenses. After completing the request form on this website, we work with our network of lenders to try and connect you with a lender for your loan. If you borrowed $2,000 over a 12 month period and the loan had a 3% origination fee ($60), your monthly repayments would be $189.12, with a total payback amount of $2269.44 which including the 3% fee paid from the loan amount, would have a total cost of $329.44. Annual Percentage Rate (APR) is the annualized interest rate that you are charged on a short-term loan. All lenders in our network are contractually obligated to abide by applicable federal and state laws regarding collections of past due accounts. By providing your number and clicking “Continue”, you consent to receive calls, texts and pre-recorded messages from us, its Lending Partners and/or Network Partners.**. There is no grace period. Remember, this sample APR is simply provided as a courtesy and APR may vary considerably between different loans and different consumers. Advance Financial 24/7 has offered flex loans to borrowers across the US for 20 years. When you apply for a flex loan from Advance Financial 24/7, you need to meet these basic criteria: You can apply at an Advance Financial location near you or online by following these steps: Flex loans are revolving lines of credit. Please, choose your bank Choose Bank Name Bancorp Bank of America Bank of the West Branch Bank BMO Harris Bank Bonneville Bank - Green Dot Capital One Bank Chase Bank Citibank Citizens Bank Comerica Bank Compass bank Fifth Third Bank First Citizens Bank First National Bank Texas First National Bank of Pennsylvania Huntington National Bank KeyBank M&T Bank MetaBank Navy Federal Credit Union PNC Bank Regions Bank Santander Bank SunTrust Bank TD Bank USAA Federal Savings Bank US Bank Wells Fargo Woodforest National Bank Zions Bank. This means that your line of credit opens back up as you pay down your balance — similar to a credit card. Between her passion for books and her love of language, she works on creating stories and volunteering her time on worthy causes. Loan terms, including loan amounts and … Each state mandates individual regulations regarding lenders’ renewal policies. Finder.com is an independent comparison platform and information service that aims to provide you with information to help you make better decisions. Consumer Notice: Payday loans or cash advances are made for the purpose of assisting consumers with short-term financing to resolve immediate cash needs and should not be considered a long-term solution. We update our data regularly, but information can change between updates. You can send and receive faxes, make a wire transfer, pay your bills, make photocopies and pay your cell phone bill at an Advance Financial location. Lenders you might qualify with — even if you ’ re like most Americans, can! Standard sharing procedures if you click on certain links posted on our site as any or! 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